Buy To Let Rental Calculation

Use the example below to help calculate the monthly rental cover that will be required.

rental cover table...

Loan To Value

rental cover required

up to 75% LTV

110%

up to 80% LTV

115%

 

an example calculation...

Purchase price

£120,000

Loan amount

£96,000

Rental cover required

115%

Product 7.25% 2 year fixed rate BTL, application fee of 2.5% of loan (paid in advance).

 

the workings...

£96,000 x 7.25%

£6,960

Divide by 12

£580.00

Multiply by 115%

£667.00

Rental cover required

£667.00